Model your project
Refurbishment Loan Calculator
Enter the purchase price, works budget, end value and term. The calculator sizes the facility the way a lender would and shows the cash you actually need on day one.
Indicative light refurbishment facility
Indicative only, using mid-range pricing of 0.75 - 0.99% pm. Lender criteria vary and every figure is confirmed in a formal offer. Valuation, legal and monitoring fees are excluded.
How the calculator sizes your facility
In light mode the day-one advance is capped at 75% of the purchase price, with the works funded separately in arrears. In heavy mode the whole facility (advance plus works plus costs) is tested against 75% of the gross development value, mirroring how heavy refurbishment lenders actually size deals. Interest is modelled as retained at the mid-point of our current indicative range, so you see the cost of the money without monthly payments.
Treat the output as a first pass, not a quote. Real terms depend on the property, the schedule of works, your experience and the exit. Send us the same numbers and we will convert them into indicative terms from the panel, usually the same working day.
Talk to us about your project
Tell us the property, the schedule of works and the exit. We will come back with indicative terms, usually the same working day.